finpeel builds small, sharp tools that strip a fintech idea down to what actually matters. Built by Rahul Kanotra, Head - Digital Channels, with 18 years across payments and digital banking.
Pressure-test a banking or fintech product idea across market, regulation, build, economics and competition — ending on a decision, not a maybe. Grounded markets include USA, UK, UAE, India and KSA. Open the Idea Stress-Test.
Pick a market and a business model to get the licence, regulator, capital floor, lived timeline and first-year cost. Grounded in a curated regulatory knowledge base covering ADGM, DIFC, KSA and India. Open the Licence Calculator.
Ask the ADGM FSRA and DIFC DFSA rulebooks in plain English. Every answer is drawn only from the official rules and cites the exact rulebook, version and page — or says when it isn't covered. Open Know Your Compliance.
Model a Buy Now, Pay Later business before you build one. Adjust merchant discount rate, loss rate, cost of funds and operating cost to see contribution margin per loan and across a year, benchmarked against public MENA data. Open the BNPL Unit Economics Calculator.
A working read on MENA fintech — Open Finance, BNPL, payments and licensing across the UAE, KSA and India. Live headlines plus operator commentary on what actually matters. Read the FinPeel Brief.
Long-form writing on MENA fintech: product teardowns, regulatory deep-dives, and lessons from building digital banking and payments across the UAE, KSA and India. Read the FinPeel Blog.